Collection Defense

Collection Defense Attorney in Queens

Put an End to Harassing Debt Collector Calls across New York

Dealing with persistent calls from debt collectors can leave you feeling powerless, stressed, and even afraid to pick up your phone. These constant reminders of mounting debts take a toll on your peace of mind and may even cross the line into illegal harassment. If this sounds familiar, know that you have rights and there are legal ways to fight back. At Shiryak & Habib LLP, we stand with individuals and families in Queens and the surrounding areas who are facing aggressive collection efforts.

We've handled cases involving:

  • Credit card debt
  • Medical debt
  • Auto loan deficiencies
  • Personal loans
  • Utility arrears
  • Payday loans
  • Debt buyer lawsuits
  • Default judgments
  • Wage garnishment threats
  • Frozen bank accounts

Debt collectors don’t always play by the rules. But you have legal protections—and we know how to enforce them. With over 40 years of combined experience, we’ve helped countless clients stop the calls, regain control, and find a path forward.

Call (908) 460-1337 or contact us online to schedule your confidential consultation with a collection defense attorney in Queens and New York.

What Counts as Debt Collection Abuse?

Not every call or letter from a creditor is illegal—but plenty cross the line. Under the Fair Debt Collection Practices Act (FDCPA) and state consumer laws, you’re protected from unfair, deceptive, and aggressive collection tactics.

If any of the following sound familiar, you may have a valid case:

  • Calls at all hours, including early mornings or late nights
  • Threats of arrest, violence, or legal action they can’t take
  • Repeated contact at work after you’ve asked them not to
  • Use of abusive or vulgar language
  • False or misleading information about the debt
  • Calling family, friends, or employers to shame or pressure you
  • Contact after you've hired an attorney

When you work with Shiryak & Habib LLP, we don’t just ask them to stop—we hold them accountable. You shouldn’t have to live in fear of answering your phone. We’ll help you understand your options and respond with strength.

5-Star Representation,
Start to Finish

At Shiryak & Habib LLP, your satisfaction is our priority! See for yourself what our clients have to say about working with us.

    “Fantastic!”
    “From start to finish, Alex Shiryak and his team were fantastic! The process was long and not easy and long but Alex handled it with ease and a smile and made the process routine.”
    - Daniel R.
    “Highly Recommend!”
    “I've worked with Mr. Shiryak from Shiryak & Habib, LLP on countless transactions over the years, and I can confidently say he's been the most efficient and trustworthy attorney I've ever dealt with.”
    - Afshin T.
    “A Complete Pleasure!”
    “I have had the pleasure of working with Alexander on corporate leasing matters and a range of general legal work. Alexander consistently demonstrates a high level of professionalism, legal expertise, and integrity.”
    - Irina K.
    “Wonderful!”
    “This law firm is wonderful to work with. Alex Shiryak handled real estate transactions involving buying and selling New York City properties, some of which had belonged to my late mother, with sensitivity, understanding, competence, and efficiency, making ”
    - Barry B.
    “Excellent!”
    “Mr. Shiryak is an excellent real estate attorney. He was patient with me, he listened and explained everything carefully. I felt heard and taken care of.”
    - Dmitry Z.

How Collection Defense Works

We know how exhausting it is to be in this situation—and how complicated the legal side can feel. That’s why we make it simple. Our job is to protect your rights, make sure collectors follow the law, and help you find the best resolution—whether that’s disputing the debt, negotiating a settlement, or defending you in court.

Here’s what we do when we take on your collection defense:

  • Stop the harassment – Once you hire us, collectors must contact us directly—not you. That means no more constant phone calls, voicemails, or threats. 
  • Demand documentation – We force collectors to prove the debt is real, that they have a legal right to collect it, and that the amount is accurate. 
  • Challenge illegal behavior – If the collector broke the law—by misrepresenting the debt or violating the FDCPA—we’ll take action to hold them accountable. 
  • Negotiate when it makes sense – Some debts can be resolved for a fraction of the amount owed. If a fair deal can be reached, we’ll structure it with your long-term stability in mind. 
  • Defend you in court – If you’ve been sued by a debt buyer or collection agency, we’ll fight to dismiss the case or get it resolved on terms that protect your future.

We’re not just here to “handle paperwork”—we’re here to shield you from pressure and fight for the outcome you deserve.

Principles That Power Our Practice

At Shiryak & Habib, LLP, we don’t just practice law—we uphold the values of respect, transparency, and client-first advocacy. These principles ensure every case is handled with care and precision.

  • Trusted Partnership
    We believe in building long-term relationships based on trust, communication, and mutual respect—serving as dependable legal partners for life’s challenges and opportunities.
  • Community Focus
    Proudly serving Queens and all of New York, we are dedicated to making a positive impact in the communities where we live and work.
  • Legal Excellence
    Our team brings deep legal knowledge and a results-driven approach to every case, delivering high-quality work with attention to detail and precision.
  • Integrity First
    We uphold the highest ethical standards in everything we do—ensuring honesty, transparency, and accountability at every stage of representation.
  • Client Commitment
    We prioritize our clients’ needs above all else, delivering responsive, personalized service and legal strategies built around their unique goals.
We Value Your Feedback Help Others Find Trusted Legal Support

If we’ve provided you with outstanding service, we’d greatly appreciate you taking a moment to leave us a 5-star review. Your feedback not only helps our team grow—it also helps others in Queens and throughout New York find legal support they can trust. Thank you for being a valued client!

Why Trust Shiryak & Habib LLP to Help with Debt Collectors?

Debt collectors want you to feel powerless—but you’re not. You have legal rights, and with the right attorney by your side, you can put a stop to the harassment, fight back in court, and move forward on your own terms.

At Shiryak & Habib LLP, we’re here to:

  • Answer every question in plain English
  • Represent you in court if necessary
  • Push back on abusive tactics
  • Help you understand the debt and your defenses
  • Find solutions that protect your future—not just stop the bleeding

If you’re tired of the calls, the stress, and the confusion—let’s put an end to it. Call (908) 460-1337 or contact us online to speak with a collection defense attorney who’s in your corner.

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